If you are like most people, you probably think you know all about the advantages and disadvantages of a modular home. In reality, if you haven’t looked into them lately, there are some things about modular homes that just might surprise you.
First of all, a modular home can be customized more than you probably think. For example, at 1st Choice Home Centers in Statesville, NC, we can build a custom garage or porch to make your modular home even more functional and unique.
Many people do not realize that there are two-story modular homes. These floor plans can be quite large – with models that have over 2,200 square feet of space to accommodate large families. A modular home can have the same open floor plan and modern features that any other home has.
Another thing that may surprise you is that there are many financing options for a modular home, including FHA loans, USDA loans, VA loans, home only loans if you own your own land, and even conventional mortgages. Because we are a North Carolina Mortgage Broker, we are able to offer more of a variety in financing options, including the ability to work with credit-challenged families in many cases. We can also help you get into a modular home for very little money down.
Another thing that may surprise you is that we can work with you to manage various components of getting your modular home in place, so you have just one housing payment. For example, if you have a loan on your land, we can pay it off and then include it with the mortgage for your modular home. We can also handle the land improvements, such as a septic tank, grading, clearing, and a driveway, putting all those costs into your loan, as well.
These are just a few things that might surprise you about a modular home. What will totally amaze you is how beautiful these homes are. Come visit us today to see what we mean!